These alternatives have been designed to cater to the specific needs of small enterprises and have been instrumental in providing financial services to low-income populations and small enterprises in Kenya
Digit is a savings app that automatically saves small amounts of money from your checking account into a savings account.
with the current economic headwinds in Kenya, a recession is inevitable. A recession is a period of economic decline characterized
living paycheck to paycheck can make it difficult to build financial security and prepare for the future and can create stress and financial instability.
Online banking has become an essential part of our lives, providing us with the convenience of managing our finances from the comfort of our own homes. However, with the growing popularity of online banking come increased security risks. As a result, it is crucial that we take the necessary steps to stay safe while banking online
Kenya’s finance sector offers a lot of loan products. Secured loans are those that have collateral—an asset the debtor promises
Phishing scams are one of the most common ways that identity theft occurs. Criminals send emails or messages that appear to be from a legitimate source, such as a bank or government agency, asking for sensitive information such as passwords or credit card numbers.
Creating a saving culture from one’s pay slip is essential for achieving financial stability and security. A saving culture is
Saving culture in personal finance is the practice of setting aside a portion of one’s income for future financial needs and goals. It is an important aspect of managing personal finances and it is encouraged in many cultures to develop a sense of financial stability and security.
It is an organization that maintains a database of credit information on individuals and businesses. The information includes credit history, loan repayment history, and other details that may be relevant to a lender when assessing a loan application.
Breaking bad spending habits is also an important step in being smart about spending. Bad spending habits can include things like impulse buying, overspending on non-essential items or not shopping around for the best deals.
Setting clear and measurable goals is crucial for creating an aggressive saving plan. This means identifying specific, time-bound, and realistic goals
Are you tired of watching your hard-earned money slip through your fingers each month? Then I think it’s time to
A pro borrower, therefore, takes in this information and comes to the understanding that loans are more than just monetary, they’re emotional
Kenya has come far from getting credit from a bank that was only accessible in large urban areas. Now you
Having a good credit score is important for a variety of reasons, including making it easier to obtain loans and
Wasteful spending can be a major drain on your finances, leaving you with less money to save or spend on
Traditionally, well-to-do individuals were the ones who had access to loans to either expand their big businesses or build a
Interest rates play a crucial role in the economy, as they affect the cost of borrowing and can influence economic
In Kenya, check-off loans, also known as salary-deduction loans, are a common form of credit offered by employers to their
Debt can be overwhelming and often feels like a never-ending cycle of payments and interest. I know this feeling all
Defaulting on a loan payment can have significant consequences for both the borrower and the lender. It can lead to
In Kenya, check-off loans are a type of loan provided by an employer to an employee, with the loan payments
Skills You Need talks of personal finance as involving being aware of your position financially and then undertaking steps to ensure that you have meaningful outcomes that you can be proud of in the end.
What is a check-off loan? A check off loan is a type of loan provided by an employer to an
Applying for a personal loan in Kenya can be a useful way to borrow money for a specific purpose, such
The basis of the principle is simply that 80% of results come from 20% of input.
To avoid being in a constant financial crisis mode. When you don’t have your financials in order, any small emergency will turn into a crisis.
Saving fuel has never been this easy, but many people never bother. As a distinguished member of the Amateur Mechanics Association of Kenya, I bring you a special message from the automotive gods. Change or clean your filter regularly and you will save a lot of fuel.
Let’s admit it. We’ve all been there. Every year, full of promise and steam, jazzed up on Rich Dad, Poor
I have good news. And bad news. Then some more good news. The good news is that it won’t last
Personal loans are short-term loans taken by a borrower and are usually repaid on a monthly basis. They are usually
The great-souled, Mr. Mohandas Karamchand, once said that the customer is THE most important visitor that a business can ever
The Kenyan economy is currently going through a downturn that is touching on all aspects of Kenyan life. Inflation is
There is a man whose picture is in money. He has half-hippie hair and a ghost smile that makes you
A loan app is simply an application that enables the borrower to access cheap credit without having to visit a physical branch.
A salary advance loan or simply a salary loan is a short-term loan extended to salaried professionals working in the private or government sector.
On the philosophy of a more accessible, reliable, and dignified way when it comes to the availability of credit.
